Friday, April 22, 2011

Stock Carnival ecstasy - April 21, 2011

History of S&P 500 from Jan 5, 1950 - Mar 30, ...Image via Wikipedia

Welcome to the April 21, 2011 edition of Stock Carnival Ecstasy. Hope you enjoy the articles we have from a number of great blogs this time. Steve Smith gives some helpful information about trading the Forex Markets in 'Need Help in Learning about Forex Trading?'. Jackson takes a look at inflation and how commodity prices continue to rally. Finally Hussein Sumar has two really good posts, one on the S&P 500 High Yield Dividend Aristocrats Index and another on HSBC Holdings plc., the fastest growing bank in Asia. You will like both of these great articles if you are an active trader. Make sure to bookmark, share, like and come back often for other great articles and carnivals.

Matthew Paulson presents Four Audiobooks That Will Help You Get Out of Debt posted at Audiobooktopia.

Pinyo presents How Much Money Do I Need to Retire? posted at Moolanomy, saying, "This article takes you through three easy steps to help you calculate how much you need to save for retirement."

Wez Brown presents How Your Tax Code Deals With Other Income posted at Tax Codes, saying, "This article explains how your tax code will be adjusted based on any other income you may earn."


Jeff Weber presents Pros and Cons of Credit Union Credit Cards posted at Smart Balance Transfers, saying, "An overview of some advantages and disadvantages of credit union credit cards."

brand ltardy presents Financial Spread Betting posted at , saying, "Spread Betting Industry News and Happenings"

Steve presents The brewing US debt crisis - Solutions that can help you with your debt blues posted at FastSwings, saying, "As the Congress turns its attention to the US budget and the nation's fiscal situation, the debates over the debt ceiling that have been seething underneath the surface could boil in the near future."

Steve Smith presents Need Help in Learning about Forex Trading? posted at Forex Trading System Central, saying, "If you think that you do not know everything about forex trading yet, or if you believe that you will not be able to make sound decisions related to finance with all the things that you know already, you may have to do some research."

Jeff Weber presents April 2011 Balance Transfer Credit Card Report posted at Smart Balance Transfers, saying, "In April, credit card companies offered average 0% introductory rates on balance transfers lasting more than 12 months, marking the first time this average has eclipsed the one year mark since inception and a good oportunity for consumers to save money."

Jackson presents How Inflation has Bolstered Commodity Prices posted at 2009 Tax, saying, "An examination of different commodity markets and how inflation is affecting each one."


Hussein Sumar presents Investing in S&P 500 High Yield Dividend Aristocrats Index posted at High dividend stocks, saying, "The S&P High Yield Dividend Aristocrats Index is a method of measuring the 60 highest dividend paying stocks in the S&P Composite 1500 index & only lists those companies that have consistently raised their dividends in the last 25 years, without missing a single year."

Alexander presents 7 Dividend Blogs You Need To Read posted at Dividend Stocks, saying, "Use these blogs to help you with your dividend learning and research."

Sun presents Scottrade Commission Free ETFs [Reviews] posted at The Sun’s Financial Diary.

Hussein Sumar presents HSBC Holdings plc. - Fastest Growing Bank in Asia with a Juicy Dividend Yield posted at Best Dividend Stocks, saying, "London & New York remain the largest financial centers of the world. The remaining largest financial centers in the world fall in Asia; Tokyo, Shanghai, Singapore & Hong Kong. Given that China grew its economy by 9.2% in 2010 and Singapore grew by 18%, banks that do not operate in these demographics are missing out on growing deposit bases and loan allocations."

Kevin McKee presents Get Paid for Passing Gas posted at Thousandaire, saying, "Energy Transfer Partners (ETP) is a great way to capitalize on the energy sector. They own natural gas pipelines and charge fees, similar to a toll road. As long as Americans are using natural gas, this is going to be a solid investment."

Hussein Sumar presents S&P 500 Dividend Aristocrats of 2011 posted at Best Dividend Stocks, saying, "The S&P 500 Dividend Aristocrats Index is the most honorable list of dividend paying stocks as measured by the S&P 500 Index that have consistently increased their dividends for the past 25 years, without missing a single dividend payment."

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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Wednesday, April 20, 2011

The Great Benefit of VoIP Phone Systems

Voice over Internet Protocol, how it worksImage via Wikipedia

You didn't think there was a 'different' type of phone system? Believe it or not, there is. It's not all telephone wires and towers here. Nor do you have to worry about storms bringing down the lines. In fact, there technically are no lines. Except one. The only line that actually exists is that cyberspace highway called the internet!

That's what VoIP Phone Systems are. It's a phone system that allows any user to make calls across your Local Area Network, also known as your LAN. The system also provides you the use of calling through a Wide Area Network, or WAN. VoIP actually stands for Voice-over Internet Protocol. Thanks to the efficiency of digital technology, you're able to convert your analog voice on the phone into little packets that get sent across the network using the speed and power of the Internet Protocol.

You're looking at cyberspace telephones, basically--well, sort of.

One of the greatest assets about VoIP Phone Systems besides the reliability is the pricing. Generally the systems are rather inexpensive given the utilization of the internet. Your payment generally comes out of your internet service while your phone service is handled directly through it. There are also a large assortment of different brands that offer VoIP, some with different features and layouts for you and your office complex. There's Aastra, 3CX, Cudatel, Grandstream, Rhino, Switchvox, Talkswitch, and Xorcom. Functionality, flexibility and cost savings are your benefits for choosing a reliable, feature-rich VoIP Phone System to use in your business, especially for something like customer service.

VoIP offers you advanced features, such as call monitoring, analytics, queuing and voicemail. Now keep this in mind: every system varies, but this is a general overview of some of the advanced features a VoIP Phone System will have. All in all, no matter which brand or company offering the service you choose, you benefit greatly from owning a VoIP. Why?

Besides the cost savings and reliability, which are obvious pluses, you also benefit from the ability to deploy the system remotely. You can use VoIP anywhere you want--your home, your office, even a mobile home. So long as you have a viable internet connection, wireless or cable or whatnot, you're set. Scalability and visibility throughout your network are other major advantages. That means if you ever needed to 'improve' your system, VoIP actually allows easy extension add-ons without having to revamp the entire system; visibility gives you the freedom to basically monitor all connections in your network using the internet--something you can't do with a phone.

Basically, what you have is reliable, top of the line. Yes, your regular TDM phone connection, at least on a wide scale--such as a big business, possibly insurance company or other large call-center focused service--wouldn't suffice to a great extent when you're dealing with umpteenth million calls daily. That's what VoIP does for you. It makes it easy. it makes it simple, clean, and efficient. If you have a business you'd like to connect on a wide communication scale, try VoIP Phone Systems and see what you think.

Article by BuyerZone. BuyerZone is a leading online service provider that connects buyers and suppliers for a range of services and equipment such as VoIP phones.

Tuesday, April 19, 2011

What Exactly is a Pension Loan?

CONWY, UNITED KINGDOM - NOVEMBER 06:  In this ...Image by Getty Images via @daylife

They haven’t been around long, but pension loans have already started to become very popular in the United States, Canada, Australia, Germany, Italy, the United Kingdom and many other countries. If you have a pension and need quick access to funds, you should consider getting a pension loan. So what exactly is a pension loan?

What Is a Pension Loan?

In actuality, this option isn’t a loan at all. It’s more like a pension advance. There are financial institutions that extend money to pensioners in exchange for a chunk of the future pension payments they are expecting to receive. So, the “borrowers” get a lump sum of money to do whatever they want or need to do. It could be $10,000, $20,000 or $50,00. It all depends on how much their future pension payments are expected to be and how much cash they want to access right now.

The pension lump sum could be used for virtually anything, including the following:

  • Avoiding bankruptcy
  • College tuition
  • Debt consolidation
  • Dream vacation
  • Fantasy automobile
  • Major home renovations
  • Medical bills
  • New business venture
  • Saving a home from repossession

Why Choose a Pension Loan?

An individual might choose to get a pension advance instead of applying for a traditional loan or using a credit card for a number of reasons. First of all, the amount of cash the pensioner can access is much larger. In many cases, a retiree with a $100,000 pension can access as much as $75,000 in cash, even with less than perfect credit. The pension itself acts as collateral, although most financial institutions will only advance money to pensioners that have an alternative source of income for the time period in which they won’t be receiving payments. The process is fast and hassle-free, too, often taking only six weeks or less. And unlike bank loans, which typically require a lengthy explanation of where the money will be spent, the choice is in the hands of the pensioner.

If you are in need of a large sum of funds quickly, and have a pension, a pension loan could be just the solution you are seeking. Be sure to do your research, since you’ll want to be confident you’re going with one of the best pension loan companies online today, and get started moving toward your dream of paying off those bills, going back to college or taking that once-in-a-lifetime vacation.

Jessica writes about a wide variety of topics. She especially enjoys writing about loans. You can learn more about pension loans at

Thursday, April 7, 2011

Stock Carnival Ecstasy - April 7, 2011

SACRAMENTO, CA - NOVEMBER 6:  California Gover...Image by Getty Images via @daylife

Welcome to the April 7, 2011 edition of Stock Carnival Ecstasy.This time we have 13 great articles for you including one from Al Peters about taxes and the Capital Gains tax. Kenneth Sutherland goes over the advantages of using a Forex Robot for your trading business. And finally we have a poll on your ownership of commodities like gold and silver. Hope you enjoy the articles, bookmark, share, and come back next time.

Pinyo presents What Happens If Your Broker Goes Out of Business? posted at Moolanomy, saying, "Ever wonder what happens if your stock broker fails? Well, here's the answer."

Everything Finance presents Greening Tax Time and Filing Online posted at Talking About Green, saying, "Living to be more environmentally aware, or living green, can have so many benefits to your life and saving money is another reason (of course!)."

Pinyo presents What Happens If You Contribute Too Much To IRA Or 401k? posted at Moolanomy, saying, "Do you know what to do if you contributed to much to your IRA, Roth IRA, or 401k? If not, you have to read this and find out."

Al Peters presents What You Should Know About Capital Gains Tax And Your Property posted at TaxFix Feed Update, saying, "This articles explains about Capital Gains Tax And how to save property tax"

Wez Brown presents Ways Company Benefits Affect Your Tax Code posted at Tax Codes, saying, "This article explains how company benefits affect ones tax code and what he should do in such case."


Kenneth Sutherland presents Are You Seriously Not Using a Forex Trader Robot?! posted at Robots For Forex, saying, "Forex investing can make you very wealthy - fact. It's often unfairly overlooked by investors, but is potentially very lucrative indeed. For more, visit:"

Mallory Lynch presents 42 Items You Should Be Buying From the Dollar Store posted at Affordable Online Colleges, saying, "In the past decade, dollar stores have popped up in every neighborhood, large or small. Whether you live in an urban area with an independent dollar store or in the suburbs where dollar store chains roam free, there’s a good chance that you’re missing out on some serious savings if you’re walking buy the store without checking it out."


Alexander presents Dollar Cost Averaging and Dividend Stocks posted at Dividend Stocks, saying, "One of the best ways to build up a dividend portfolio is to make use of dollar cost averaging. This technique allows you to build up your income portfolio slowly, and it is something that almost anyone can participate in."

Darwin presents POLL: Do You Actually Own Gold or Silver? Why or Why Not? posted at Darwin's Money, saying, "Some considerations on the burdens and costs associated with owning gold and silver - beware!"

Kevin McKee presents Own Your Favorite Online Retailer ? Buy Amazon posted at Thousandaire, saying, "When you buy Amazon, you aren't just getting the most popular online retailer. You get all the small companies with growth potential they have acquired as well."

david conrad presents How To Choose Stocks Like The Experts posted at Trading Systems and Methods.


Wez Brown presents Setting Up A Facebook Fan Page posted at Setting Up, saying, "This article shows you how to create and promote your own facebook fan page"

Ben Lewis presents Know How To Become A Self Employed Electrician posted at Being Self Employed Feed Update, saying, "This guide will help you learn what you need to do to become a self employed electrician"

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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