Friday, September 5, 2014

Casino Bankruptcies In Atlantic City And Their Repurcusions

English: The Showboat Casino in Atlantic City
English: The Showboat Casino in Atlantic City (Photo credit: Wikipedia)
The Labor Day weekend was the last business weekend for the Revel casino. Being a major taxpayer, together with the other three casinos exiting the market, a dip in tax collected by $10 billion is expected. The casino that had an initial capital of $2.4 billion has sunk into bankruptcy twice besides having a short life span.

The casino is not new to trouble as it walked into its first major loss before construction completion when Morgan Stanley left. This was in 2010 and it ended up opening two years late. The loss that amounted to $1.2 billion was a rough start. The competition from casinos in the neighbouring towns saw the management change strategies. The emphasis was on entertainment especially for the younger generation as opposed to gaming. The revenue in Atlantic City collected from gaming activities almost halved between 2006 and now.

With persistence losses even during peak periods, the casino has had to change strategies often. The first in line was the building plan that was adjusted to create more public space and one instead of the two hotels planned for. The closure on Monday was signified by few revellers, few independent restaurants open and fewer than usual dishes on the menu. Present were state troopers to avert any possible act of vandalism. This is after the Atlantic club closure was marred by such acts. The casino bankruptcies in Atlantic City will adversely affect the economy.

With a record four casino bankruptcies in a year, the Atlantic City, the loss of employment opportunities is evident. The Showboat casino went down before the Revel while the Trump is set to close down on 16th September. The employees had mixed feelings. Some opted to work till the end while others were sceptical and took off for early vacations.

The cancellation of the bankruptcy proceeding of Revel AC Inc shortly after the closure of Revel was an unexpected twist of events. Claims of deals made with landlords, creditors and other stakeholders are credited for the twist. With decline in competition and the strategic location of Revel on the Oceanfront, David Berliner of BDO Consulting, New York anticipates a great deal. Though the property will lay low for a while before being sold, it is expected to raise an amount much lower than the capital used.

Wednesday, August 27, 2014

Why Amazon Paid An Astronomical Sum For Twitch

A typical retail display (in Geneva, Switzerla...
A typical retail display (in Geneva, Switzerland) with a large selection of games for several major consoles (Photo credit: Wikipedia)
Twitch was purchased by Amazon for more than $1.1 billion, a price that includes $970 million in cash.  So what did all of this money buy?

Amazon got two things:  They're going to get a video audience that is deeply engaged and a media company that is currently generating cash in an unconventional fashion.

In terms of viewers, Amazon understands that there is a massive and growing audience for live-streaming video games.  In 2013, Twitch viewers watched video for approximately 1 hour and 45 minutes on a daily basis.

Amazon currently spends more than a billion dollars annually on video content, but Twitch gets all of its content for free.  It is clearly interesting that Twitch is already making a nice profit.  Our estimates suggest that Twitch is presently earning above $72 million on its run rate.

While the current revenue for this company has not been disclosed by Twitch or even how the revenue is broken down, a close source has said that active subscribers number around 600,000 and that this would bring in about $36 million annually.  When factoring in advertising revenue, however, which is the largest part of Twitch revenue overall, the total would come to at least $72 million.

So what's the driving force behind this amazing growth?  Subscriptions are not what drive Twitch viewing, but a lot of Twitch viewers show their support by getting subscriptions.  They offer support for Speedrunner, MANvsGAME, Cosmo Wright and other popular broadcasters as a show of appreciation.

After all, these broadcasters often produce many days of viewing content every month.

This is quite different from the videos that are supplied by Amazon.  There is some video provided by Amazon's Prime Instant Video, but this comes bundled with a subscription for Amazon Prime which runs about $100 annually.  Video can be sold or rented at premium prices.

Twitch was initially poised for purchase by YouTube.  Now, however, with the purchase of Twitch, Amazon has a platform that is a lot like YouTube.

Tuesday, August 5, 2014

Easing The Burden of Taxes By Checking Your Refund Status

Internal Revenue Service
Internal Revenue Service (Photo credit: LendingMemo)
Right now millions of people are scrambling to focus on doing their taxes, whether it’s small business that needs to do quarterly reporting, or it’s those that are late on their initial return, there is a variety of issues that can be pursuant during this stressful time. If you or someone you know is struggling to figure all of this out, it’s time to take a simple step back and understand that this is not a complicated endeavor. However, it may seem complex at first glance. In order to ease the burden, you’ll want to look at not only how to get your taxes done swiftly, but also figure out how to go about checking you refund status whenever you need to.

The Preparation

No matter what type of tax return you need to file, you’ll find that there are several solutions that you can chase in this matter. You could go ahead and fill out the paperwork yourself, with the aid of a local library, which has to keep these forms on file and information on how to fill them out. You could even get free local aid in this manner.

Another method is to purchase software that can do the calculations, and filing for you. These range in price and some are even free online with several benefits that come alongside with it. No matter what software choice you choose, make sure that it’s approved for federal and state fillings. Once you have that, you will be able to go along and answer questions to fill out your forms automatically.

A third solution is to hire a CPA to do your taxes, whether it’s annually or quarterly. This can cost a pretty penny for some, but there are solutions that abound in every marketplace, that may even be cost effective. You’ll have to look around a bit in this regards.

Your Refund Status
No matter what option you choose in preparation, you could always go about checking you refund status, by going to the official IRS website. That’s right, you could check on your filing and more if you sign in to the official IRS page and get up to the minute information. In some instances, if you file online, you will be able to get text updates, or even email updates on the refund status that you have overall.

If you in fact have a refund pending, you will be able to get a solid answer from the IRS if you just look into it. Of course, if you don’t file, if you don’t prepare your taxes at all, then checking your refund status becomes frivolous. 

Tuesday, May 27, 2014

Is SureTrader Good For Online Investments?

Is Suretrader Good?

Thanks to the Internet, stock trading has never been easier for the average person. Unfortunately, may Internet investors mistakenly think they are getting into an easy scheme for getting rich quick. Lack of investor experience results in millions of lost dollars every year. This investor need for professional advice in web-based trading has lead to the creation of brokerage sites like Sure Trader.

SureTrader, part of Swiss American Securities, Ltd, was founded in 2008 by businessman Guy Gentile. Its location in the Bahamas is one reason people choose SureTrader: It is regulated by the Bahamas Securities and Exchange Commission and not the US Securities and Exchange Commission. This means that investors are not bound by the Pacific Day Trader rule, or PDT, which limits investors with less than $25,000 on account to three days of trading per rolling period. In other words, SureTrader investing does not require as much cash for starting each trading day, answering the question for many people, Is SureTrader good? with a resounding, 'Yes!'

SureTrader has competitive pricing, but the web-site is somewhat outdated and can be hard to navigate. They do provide live customer support which is easy to use by just clicking on a link in the corner of the screen.
Signing up for SureTrader involves scanning in a couple of IDs as well as a current utility bill. After that, it takes a day or two for the account to be activated.

SureTrader has three different investment platforms and users can manage their account wherever they can get an Internet connection.

Wednesday, April 23, 2014

A Rise In Company Profits Shows Itself

Netflix has integrated its streaming player in...
Netflix has integrated its streaming player in many consumer electronics devices including the XBox 360 (Photo credit: Wikipedia)
Netflix has experienced a rise in the price of their stock due to their increased prices, which have resulted in higher profits. Internet video subscription prices have always been reasonable, yet Netflix has announced it is currently getting ready to jack up its prices for Internet streaming subscriptions by perhaps as much as $2 per month. This is said to be an assistant in covering the cost of additional programming that is going to be added to the current service.

According to the company, the increase will take place in July, with the increase in price being added at that time. The company has stated that United States based subscribers will keep paying $8 per month for a generous, yet undisclosed, period of time.

While these companies have all experienced profit growth and improvement, it has come from a place that was entirely opposite. With the market and economy in such a fickle place, companies are grabbing the profits and learning from them while they can. Time alone will show us the results.

Netflix is a San Francisco based company that made the public aware of the increase in cost on April 22. It has been reported that those with vested interest in Netflix are in approval of the price hike, and the result was a 6% surge in the company's stock. During the first quarter of 2014, Netflix earned $53 million, which paid out $.86 per share of stock. Last year the numbers were $2.7 million, or $.05 per share. To put it delicately, revenue for Netflix has risen 24%: $1.3 billion.

If we take Haliburton into consideration in comparison, we find they reported profit in the first quarter year, however, they had reported loss the exact same quarter last year. Now Haliburton sells their services to companies whose primary focus is natural gas and oil drilling. This would also include hydraulic fracturing. Haliburton sustained damage by the low prices that have undermined their gas drilling services. This company, based in Houston, reported a net income of $622 million dollars @ $.73 per share. Their revenue rose 5% to $7.35 million. Without an added charge, adjusted profit for the company was $.67 one year ago.

Another company is Hasbro. It has found its way home to making profits in this year's first quarter. The sales of toys for girls have been the biggest boost for the toy manufacturer. Having earned $32 million at $.24 per share ending March 30. Years earlier, they were suffering a loss than $6.5 million.

Tuesday, March 18, 2014

Stock Carnival Ecstasy - March 18, 2014

Smith Grocery Co., Butte, Montana (1901)
Smith Grocery Co., Butte, Montana (1901) (Photo credit: Butte-Silver Bow Public Library)
Welcome to the March 18, 2014 edition of Stock Carnival Ecstasy. We start this carnival with an article from BitCoinBranches on the Coin Mkt. Bill Smith has 3 reasons why you should do your taxes early. Bryan takes a look at ways to compare insurance plans. Hope you enjoy all the articles, bookmark, share, tweet and come back real soon.


bitcoinbranches presents Coin Mkt Reviews, Ratings - Bitcoin Branches posted at Bitcoin Branches, saying, "Coin Mkt is a trading exchange for crypto currencies such as bitcoin. While not technically stocks, they do act as a commodity."


Bill Smith presents 3 Reasons Why Doing Your Taxes Early Is Beneficial posted at 2014 Taxes, saying, "There is one thing in life that almost everyone hates equally. You probably already guessed it as well since the answer is taxation."


Bryan presents How To Compare Car Insurance posted at MCI123, saying, "To find the best car insurance, consumers must learn it isn’t all about price. There are many factors that affect your rates including the type and amount of coverage you choose. In our guide, we discuss the different types of auto coverage available, the kinds of discounts you should apply for, and generally everything you need to find the best and cheapest car insurance for your needs."

Bill Smith
presents IRS Options For Avoiding The President’s Day Rush posted at 2011 Taxes, saying, "The President’s Day is a holiday that forms part of the busiest times for IRS telephone lines."

Bill Smith
presents Tax Accountant Vs Tax Software posted at 2013 Taxes, saying, "Preparing and filing taxes are rarely activities most people look forward to."

presents How To Start A Blog posted at, saying, "Have you ever thought about starting a blog and making money online? If so, this step-by-step how-to guide is for you. Learning to start a blog and making money online isn’t hard, but it does require time and commitment. Fortunately, it’s a cheap business to start and you can quickly figure out if you have what it takes. Learn how to start a blog here."

Bill Smith
presents Looking At The TurboTax Redesign posted at 2008 Taxes, saying, "If you’ve used TurboTax before, then you should expect some changes this time around. Recently, Intuit’s tax software has become a little confusing."

Bill Smith
presents An Important Guide On Filing Taxes Online posted at 2009 Tax, saying, "An agreement between a group of private companies that produce tax filing software,the Free File Alliance, and the IRS has made it very easy to file your taxes."

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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Saturday, February 15, 2014

Stock Carnival Ecstasy - February 15, 2014

Earned income tax credit
Earned income tax credit (Photo credit: Wikipedia)
Welcome to the February 15, 2014 edition of Stock Carnival Ecstasy. In this issue we start with a review of the Superbowl commercials from TurboTax from Bill Smith. Joshua Rodriguez writes about the Federal Stimulus Fail. And Mark Hanna has some great Dividend Stocks that you should take a look at. Hope you enjoy all the articles, bookmark our carnival, tweet, share and like on Facebook.


Bill Smith presents TurboTax Makes the Most of Superbowl Time! posted at 2012 Tax - Free Tax Filing Options, saying, "There is nothing better this time of year than watching the Superbowl especially if your team made it."

Bill Smith
presents Intuit Comes out With TurboTax for Health Care posted at 2009 Tax, saying, "Select the right Health Insurance Products: TurboTax Health Software by Intuit makes it easy for consumers to understand different health care options offered by Affordable Care Act (ACA)."

Bill Smith
presents Healthcare & Intuit TurboTax posted at 2010 Taxes to 2013 Taxes, saying, "To know the ropes of TurboTax Health care and understand the highlighters of Affordable Care Act, turn your glances towards Intuit Inc. to get apprised of the facts."

Bill Smith
presents You Need To Know A Lot About Retirement posted at FastSwings, saying, "2014 Taxes are here causing many people to worry a lot about retirement. If you are among these people, i.e. you feel you are far behind in your retirement or haven't started saving for it at all, this tax article will give you some advice on readying yourself for this imminent event."

Joshua Rodriguez
presents Federal Stimulus Fail…And Greg The D&*# Head posted at CNA Finance, saying, "In this post, Joshua discusses why he believes the Federal Stimulus program failed and what affects it's actually had on the economy. He also does his first roast of a finance blogger."

Bill Smith
presents TurboTax And The Earned Income Tax Credit posted at 2013 Taxes, saying, "Individuals who wish to use a tax service may wish to try TurboTax 2013. This is the option that they may need to easily pay their taxes, and be able to get the tax help they can use."

Bill Smith
presents H&R Block Deluxe and TurboTax Deluxe posted at 2014 Taxes, saying, "H&R Blockfollow Deluxe and TurboTax Deluxe are all online tax software that offers tax solutions."


Mark Hanna presents The Best Values in Dividend Stocks – February 2014 posted at Debt, Dividends, & Diversions, saying, "Starting with the Dividend Champions Sheet, we detail the process of narrowing down the list of 500 stocks to the 25 best current values."


Bryan presents Types of Car Insurance Coverage posted at MCI123, saying, "Ever wonder what every type of car insurance coverage on your policy actually protects you against? Maybe you are unsure of the details of GAP, personal injury, comprehensive, or collision coverage? Check out our comprehensive guide to learn about the different types of policy add-ons and what they mean."

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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Tuesday, January 28, 2014

Stock Carnival Ecstasy - January 28, 2014

Coinye .. Forget Bitcoin: Kanye West-inspired ...
Coinye .. Forget Bitcoin: Kanye West-inspired digital payment set (3 January 2014) ...item 3 a/b.. Job Fair In Tallahassee (Jan 15, 2014) ... (Photo credit: marsmet522)
Welcome to the January 28, 2014 edition of Stock Carnival Ecstasy. In this edition we take a look at when taxpayers can begin to file their taxes for 2013. Mark Hanna has some dividend champions that you should take a look at. And finally Bryan Chau has a review of the movie, The Wolf on Wall Street, for those interested in seeing the movie. Bookmark, Share and Tweet our carnival and come back real soon.

Lee Mt presents Corporate Secretarial Compliance Services Singapore posted at Accounting Solutions Singapore, saying, "Corporate Secretarial Services are specially catered to SMEs and new start-ups as you may not have the resources to perform corporate secretarial works. In addition to ensuring compliance with local legal requirements, a Company Corporate Secretary has many responsibilities"

Bill Smith presents On What Day Will I Be Able To File My Taxes For 2014? posted at 2009 Tax, saying, "The IRS has set the date to open up their filing season, for year 2014, on January 31st."


Brian Fourman presents This One Stock Chart Could Make or Break You Over the Next 20 Years posted at Luke1428, saying, "All stocks and markets have charts that track their historical performance. An investor can learn a great deal about the health of the market by doing some basic technical analysis."

Erastus presents How To Save Money On Groceries posted at Modest Money, saying, "We all know that grocery shopping adds up to a lot of money over time. Learn the best ways to save money on groceries and save big money!"

Steve Alexander presents Here's a Quick Way to Tell if Your Stock Could Go Bankrupt posted at MagicDiligence - Optimizing Joel Greenblatts Value Stock Strategy, saying, "Could your stock go bankrupt? Current ratio is an important financial statistic that can tell if your stock is at risk, and a simple way to make it even more accurate."

Mark Hanna presents Dividend Champions Review – January 2014 posted at Debt, Dividends, & Diversions, saying, "This post details the screening process to find the best values in dividend investing for January 2014."

101 Centavos presents The Stock Market Is STILL Stupid And Irrational posted at 101 Centavos, saying, "The need to check in with Avon has been poking its snout around the corner like a dog looking for a handout (Hard to get your own food without opposable thumbs and a steady income, isn’t it, doggie? That’s how I like to taunt the dogs, but they’re impervious to sarcasm) Back in early 2012, opinion on AVP was trending lower than a snake’s belly in a wagon wheel rut. Still, there was a new CEO at the helm and a chance for a fresh start."


Bryan Chau presents The Boy Who Cried Wolf On Wall Street posted at Success Pen Pal, saying, "wolf of wall street, success, movie review, tips, lessons-learned, wealth, ethics, temptations, etc."

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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Disappointing Sale On IPhones Plunge Apple Deeper, Though Executives Are Still Excited

Image representing Steve Jobs as depicted in C...

Image via CrunchBase

Apple has fell short of the expected quarterly earnings  for iPhone, despite what their analysts expected. In effect, the stocks have downed 5% in after-hours stock trading. The company has sold close to 51 million handsets in the 1st quarter of this fiscal year, and despite it being a record high (up from 47 million), analysts now say that the company has not exceeded its expectation of 55 million as predicted.

Tim Cook, Apple's CEO is still excited about the sales, saying that their main aim is to satisfy the desires of their customers and making services more effective for them. The second quarter may have the company have revenue return of $42 billion according to Apple, but analysts think otherwise. The confidence from Peter Oppenheimer, its chief finance officer, stems from his approval of the company's new performance track record. He says that today, manufacturing issues that were being experienced some years back have been ironed out.

However, Apple has seen its company experience a slight revenue move upwards to $57.6 billion, though not so much has been made in terms of profits.

Stocks for this giant smart phone powerhouse were estimated by analysts to be worth $14.09 per share. Some of the reasons why some disappointment has been experienced of late include the fact that iPhone 5s and 5c are not doing too well with the customers. In addition, China received shipments of the iPhones at the same time with the rest of their global customers. 

Principle analyst Moorhead suggests that though the company has not seen an increase in profit margins, the amounts in terms of revenue and sold phones that are being talked about are enormous. With 26 million sold iPads, up from only 22.6 the previous year, Apple expects that the December quarter will see 24.6 million gadgets sold.

Stocks closed at $19.97, a down of 5.6% from $30.53.

Wednesday, January 22, 2014

You Need To Know A Lot About Retirement


Retirement (Photo credit: LendingMemo)

2014 Taxes are here causing many people to worry a lot about retirement. If you are among these people, i.e. you feel you are far behind in your retirement or haven't started saving for it at all, this tax article will give you some advice on readying yourself for this imminent event.

In essence, opening an IRA account and increasing the amount you have allocated for savings. There are numerous tax benefits you will gain from doing so. Normally, the money saved in this account is not taxed. Furthermore, it is a great way to lock in your savings until you retire. You should also avoid withdrawing from your retirement account. Such withdrawals attract large penalties which could eventually eat into the money you have set aside for retirement.

If your employer has a retirement plan, take part in it. Many employers provide a matching plan which increases one's savings. Make as many payments to your 401K as you can. On top of offering tax breaks on your income, if your investments meet their criteria, they normally match your investments.

There are some instances where an individual is eligible for a reduction in taxes on property upon the attainment of a certain age. These put you in a position where you are able to lower the amount you owe every year. This makes it easier for you to budget if you are on a fixed income. Find out if such a plan is there in your area and see how you can apply for it.

You may want to consider Roth IRA when you are searching for a way to save for retirement without the necessity of paying taxes on withdrawals made. Since you do not have a tax write-off once you make a contribution, you will not be required to pay anything when you withdraw.

Finally, ensure that you spend your post-retirement savings wisely. Look at them as the last option in cases where you have accounts whose interest is not being taxed. When you choose to take money from an account that attracts tax, you need to spend wisely and make more money overall on taxes.

Thursday, January 16, 2014

Stock Carnival Ecstasy - January 16, 2014

US Army 52423 CAMP TAJI, Iraq - Lt. Col. Eric ...
US Army 52423 CAMP TAJI, Iraq - Lt. Col. Eric Schwegler (left), of Ozark, Ala., presents an "Ironhorse" Brigade jersey to Sgt. James Brown of Binghampton, N.Y. Schwegler is commander of the 1st Battalion, 82nd Fiel (Photo credit: Wikipedia)
Welcome to the January 16, 2014 edition of Stock Carnival Ecstasy. In this issue we start with an article on Bill Smith on the Start of tax season an Filing Your Returns With TurboTax 2014. Erastus has some Quality Choices to avoid high investment costs. Simon Elstad has a great comparison of the 5 Best Online Brokers. Bookmark, share, tweet, like on Facebook, and enjoy all the articles in our carnival this week.

Steve Alexander presents Can't Find Cheap Stocks to Buy? Try These 5 Investing Ideas posted at MagicDiligence - Optimizing Joel Greenblatts Value Stock Strategy, saying, "In a fully valued market, cheap stocks to buy can be hard to find. Use these 5 ideas to keep your investing engine running smoothly."


John Schmoll presents Betterment Review: A New Investing Option to Consider posted at Frugal Rules, saying, "Investing in the stock market is vital to building wealth and with the variety of options available of where to invest it can be confusing. Choosing a good brokerage that has good offering and low fees can be a great way to help grow your retirement portfolio and get your investing on the right foot."

Justin @ Root of Good presents Running Out Of Money In Early Retirement posted at Root of Good, saying, "Depleting all your assets during early retirement is a common fear for those seeking financial independence. Here are five reasons why it's unlikely you'll run out of money and four tips to avoid depleting your investment portfolio in early retirement."

Bill Smith presents Start Filing Your Returns With TurboTax 2014 posted at 2014 Taxes, saying, "Get Your Refund Early by Filing Your Returns Early: E-filing with TurboTax 2014 to Start on Jan. 2"

John Schmoll presents Motif Investing Review: A Unique Approach to Investing posted at Frugal Rules, saying, "Investing in the stock market is vital to building wealth and with the variety of options available of where to invest it can be confusing. Choosing a good brokerage that has good offering and low fees can be a great way to help grow your retirement portfolio and get your investing on the right foot."

Justin @ Root of Good presents Dividend Investing posted at Root of Good, saying, "Find out how Root of Good earned $22,300 in dividends during 2013. Learn how you can focus on dividends in your own portfolio, and why dividends are important for Root of Good's early retirement. You can even earn fat dividends with these suggested low cost index funds."

Erastus presents Have High Investment Costs? Try These Quality Choices posted at Modest Money, saying, "High investment costs are often overlooked. However, net returns that reflect management expenses and trading costs should also be considered."


Steve Alexander presents 5 Biggest Losers of Magic Formula Investing in 2013 posted at MagicDiligence - Optimizing Joel Greenblatts Value Stock Strategy, saying, "The 5 biggest losers from Magic Formula Investing in 2013. What can we learn from them to improve our selections for 2014 and beyond?"

Mark Hanna presents Seasonality in the Stock Market: As Goes January, So Goes the Rest of the Year posted at Debt, Dividends, & Diversions, saying, "In this post, we take a look at the last 20 years of stock market history to see if we really can predict the year's outcome based on the first trading day, week, or month."

simon elstad presents Compare the 5 Best Online Brokers posted at Modest Money, saying, "When it comes to investing your hard earned money, it can get difficult to decide which broker to trust it with. In this post we compare the top five online brokers and let you make a better informed decision on your broker of choice."


Justin @ Root of Good presents Life Beyond the Ordinary posted at Root of Good, saying, "Don't live a merely ordinary life. Be extraordinary! By rejecting traditional notions on investing, housing, careers, cars, and retirement, you can live a happier, wealthier, more genuine life."

Matt Becker presents Traditional vs. Roth IRA: Some Unconventional Wisdom on Which is Better for Young Investors posted at Mom and Dad Money, saying, "The Traditional vs. Roth IRA decision is a big one for young investors. While conventional wisdom almost unanimously pushes young investors towards a Roth, we show you the math that suggests that a Traditional IRA may often be the better choice."

Bryan presents Car Insurance Lapse posted at MCI123, saying, "A lapse in car insurance can be devastating when your goal is to save money and lower your rates. It doesn’t just cost you your loyalty discount, but results in penalties, fines, and huge liabilities. Check out our guide to avoiding a lapse in car insurance coverage."

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
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