Thursday, May 5, 2011

The Security Needs of Different Entities

Security guardImage via Wikipedia

It is a want and a need of every person to be safe. However, that safety often comes with measures beyond practicing good judgment. Many times it's important to pay for added protection. The world of protection changes based upon the different needs of the individual of business. What is enough to satisfy the individual might not be enough to provide adequate protection for the small company or the Fortune 500 corporation. Here is a look at the different security measures available.

Individual Security Measures

  • Uses home security systems
  • Takes smaller measures for computer and automobile protection
  • Affordability often dictates measures used

For the individual it's important to be protected in all areas. For many the best choice of action is the home security systems. These systems effectively monitor the house by using a remote service. If there is a break in a signal is sent to a remote company that will notify the proper authorities. In many cases this is a monthly paid service.

For protection of secondary items such as the car and the computer, there are alarms and protection software respectively. However, in a three phases of the individuals protection, the cost tends to trump need. If a person feels like they can comfortably afford it then they are more likely to buy. However, if it might be above their comfortable cost then they are likely to bypass it.

Small Business Security Measures

  • Often similar to the individual
  • Make take further measures in order to protect profits
  • Price is not as much of a concern

For the small business the needs can vary from a lot of different factors. Many small businesses are operated out of the owner's home or at a store front. For these types of settings there isn't much more required in terms of protection than the home security systems. However, small businesses may make upgrades to their protection, like installing surveillance cameras as well as hiring a personal security guard if they feel that the security they are using might not protect their profits.

The perfect example is the local “mom & pop” store where they feel like the use of surveillance equipment might protect them against fall accident claims that dishonest customers might file. For the inherent advantages that security can provide to a business there isn't much concern over the amount of money that is needed to be spent. While it must be kept within an appropriate range it can be more than an individual pays.

Large Corporation

  • Security measures are vast and expansive
  • Often requires in house security teams
  • Builds cost into the cost model for their business

The large corporations have an enormous need to protect themselves and their shareholders. With this in mind there are often incredible security measures taken that far exceed that of the small business and the individual. Many companies will outfit their offices with top of the line security and surveillance systems. In the case of sensitive material on the lap top or desktops they are often monitored by computer companies that can track illegal entry into the system.

Many companies will work with private security firms or hire their own in house security team to insure that all security and best business practices are being followed. This includes the monitoring of employees as well as email surveillance. It's not just limited to theft but also in the security of the customer business relationship.

While the cost of these measures can be high, these corporations build in the cost into their business model. They see it as a necessary expense they way that payroll and raw materials are a fixed expense.

Article by BuyerZone. BuyerZone is a leading online service provider that connects buyers and suppliers for a range of services and equipment such as home alarm systems.

Friday, April 22, 2011

Stock Carnival ecstasy - April 21, 2011

History of S&P 500 from Jan 5, 1950 - Mar 30, ...Image via Wikipedia

Welcome to the April 21, 2011 edition of Stock Carnival Ecstasy. Hope you enjoy the articles we have from a number of great blogs this time. Steve Smith gives some helpful information about trading the Forex Markets in 'Need Help in Learning about Forex Trading?'. Jackson takes a look at inflation and how commodity prices continue to rally. Finally Hussein Sumar has two really good posts, one on the S&P 500 High Yield Dividend Aristocrats Index and another on HSBC Holdings plc., the fastest growing bank in Asia. You will like both of these great articles if you are an active trader. Make sure to bookmark, share, like and come back often for other great articles and carnivals.

Matthew Paulson presents Four Audiobooks That Will Help You Get Out of Debt posted at Audiobooktopia.

Pinyo presents How Much Money Do I Need to Retire? posted at Moolanomy, saying, "This article takes you through three easy steps to help you calculate how much you need to save for retirement."

Wez Brown presents How Your Tax Code Deals With Other Income posted at Tax Codes, saying, "This article explains how your tax code will be adjusted based on any other income you may earn."

other

Jeff Weber presents Pros and Cons of Credit Union Credit Cards posted at Smart Balance Transfers, saying, "An overview of some advantages and disadvantages of credit union credit cards."

brand ltardy presents Financial Spread Betting posted at , saying, "Spread Betting Industry News and Happenings"

Steve presents The brewing US debt crisis - Solutions that can help you with your debt blues posted at FastSwings, saying, "As the Congress turns its attention to the US budget and the nation's fiscal situation, the debates over the debt ceiling that have been seething underneath the surface could boil in the near future."

Steve Smith presents Need Help in Learning about Forex Trading? posted at Forex Trading System Central, saying, "If you think that you do not know everything about forex trading yet, or if you believe that you will not be able to make sound decisions related to finance with all the things that you know already, you may have to do some research."

Jeff Weber presents April 2011 Balance Transfer Credit Card Report posted at Smart Balance Transfers, saying, "In April, credit card companies offered average 0% introductory rates on balance transfers lasting more than 12 months, marking the first time this average has eclipsed the one year mark since inception and a good oportunity for consumers to save money."

Jackson presents How Inflation has Bolstered Commodity Prices posted at 2009 Tax, saying, "An examination of different commodity markets and how inflation is affecting each one."

stocks

Hussein Sumar presents Investing in S&P 500 High Yield Dividend Aristocrats Index posted at High dividend stocks, saying, "The S&P High Yield Dividend Aristocrats Index is a method of measuring the 60 highest dividend paying stocks in the S&P Composite 1500 index & only lists those companies that have consistently raised their dividends in the last 25 years, without missing a single year."

Alexander presents 7 Dividend Blogs You Need To Read posted at Dividend Stocks, saying, "Use these blogs to help you with your dividend learning and research."

Sun presents Scottrade Commission Free ETFs [Reviews] posted at The Sun’s Financial Diary.

Hussein Sumar presents HSBC Holdings plc. - Fastest Growing Bank in Asia with a Juicy Dividend Yield posted at Best Dividend Stocks, saying, "London & New York remain the largest financial centers of the world. The remaining largest financial centers in the world fall in Asia; Tokyo, Shanghai, Singapore & Hong Kong. Given that China grew its economy by 9.2% in 2010 and Singapore grew by 18%, banks that do not operate in these demographics are missing out on growing deposit bases and loan allocations."

Kevin McKee presents Get Paid for Passing Gas posted at Thousandaire, saying, "Energy Transfer Partners (ETP) is a great way to capitalize on the energy sector. They own natural gas pipelines and charge fees, similar to a toll road. As long as Americans are using natural gas, this is going to be a solid investment."

Hussein Sumar presents S&P 500 Dividend Aristocrats of 2011 posted at Best Dividend Stocks, saying, "The S&P 500 Dividend Aristocrats Index is the most honorable list of dividend paying stocks as measured by the S&P 500 Index that have consistently increased their dividends for the past 25 years, without missing a single dividend payment."

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Share |

Technorati tags: , .


Wednesday, April 20, 2011

The Great Benefit of VoIP Phone Systems

Voice over Internet Protocol, how it worksImage via Wikipedia

You didn't think there was a 'different' type of phone system? Believe it or not, there is. It's not all telephone wires and towers here. Nor do you have to worry about storms bringing down the lines. In fact, there technically are no lines. Except one. The only line that actually exists is that cyberspace highway called the internet!

That's what VoIP Phone Systems are. It's a phone system that allows any user to make calls across your Local Area Network, also known as your LAN. The system also provides you the use of calling through a Wide Area Network, or WAN. VoIP actually stands for Voice-over Internet Protocol. Thanks to the efficiency of digital technology, you're able to convert your analog voice on the phone into little packets that get sent across the network using the speed and power of the Internet Protocol.

You're looking at cyberspace telephones, basically--well, sort of.

One of the greatest assets about VoIP Phone Systems besides the reliability is the pricing. Generally the systems are rather inexpensive given the utilization of the internet. Your payment generally comes out of your internet service while your phone service is handled directly through it. There are also a large assortment of different brands that offer VoIP, some with different features and layouts for you and your office complex. There's Aastra, 3CX, Cudatel, Grandstream, Rhino, Switchvox, Talkswitch, and Xorcom. Functionality, flexibility and cost savings are your benefits for choosing a reliable, feature-rich VoIP Phone System to use in your business, especially for something like customer service.

VoIP offers you advanced features, such as call monitoring, analytics, queuing and voicemail. Now keep this in mind: every system varies, but this is a general overview of some of the advanced features a VoIP Phone System will have. All in all, no matter which brand or company offering the service you choose, you benefit greatly from owning a VoIP. Why?

Besides the cost savings and reliability, which are obvious pluses, you also benefit from the ability to deploy the system remotely. You can use VoIP anywhere you want--your home, your office, even a mobile home. So long as you have a viable internet connection, wireless or cable or whatnot, you're set. Scalability and visibility throughout your network are other major advantages. That means if you ever needed to 'improve' your system, VoIP actually allows easy extension add-ons without having to revamp the entire system; visibility gives you the freedom to basically monitor all connections in your network using the internet--something you can't do with a phone.

Basically, what you have is reliable, top of the line. Yes, your regular TDM phone connection, at least on a wide scale--such as a big business, possibly insurance company or other large call-center focused service--wouldn't suffice to a great extent when you're dealing with umpteenth million calls daily. That's what VoIP does for you. It makes it easy. it makes it simple, clean, and efficient. If you have a business you'd like to connect on a wide communication scale, try VoIP Phone Systems and see what you think.

Article by BuyerZone. BuyerZone is a leading online service provider that connects buyers and suppliers for a range of services and equipment such as VoIP phones.

Tuesday, April 19, 2011

What Exactly is a Pension Loan?

CONWY, UNITED KINGDOM - NOVEMBER 06:  In this ...Image by Getty Images via @daylife

They haven’t been around long, but pension loans have already started to become very popular in the United States, Canada, Australia, Germany, Italy, the United Kingdom and many other countries. If you have a pension and need quick access to funds, you should consider getting a pension loan. So what exactly is a pension loan?

What Is a Pension Loan?

In actuality, this option isn’t a loan at all. It’s more like a pension advance. There are financial institutions that extend money to pensioners in exchange for a chunk of the future pension payments they are expecting to receive. So, the “borrowers” get a lump sum of money to do whatever they want or need to do. It could be $10,000, $20,000 or $50,00. It all depends on how much their future pension payments are expected to be and how much cash they want to access right now.

The pension lump sum could be used for virtually anything, including the following:

  • Avoiding bankruptcy
  • College tuition
  • Debt consolidation
  • Dream vacation
  • Fantasy automobile
  • Major home renovations
  • Medical bills
  • New business venture
  • Saving a home from repossession

Why Choose a Pension Loan?

An individual might choose to get a pension advance instead of applying for a traditional loan or using a credit card for a number of reasons. First of all, the amount of cash the pensioner can access is much larger. In many cases, a retiree with a $100,000 pension can access as much as $75,000 in cash, even with less than perfect credit. The pension itself acts as collateral, although most financial institutions will only advance money to pensioners that have an alternative source of income for the time period in which they won’t be receiving payments. The process is fast and hassle-free, too, often taking only six weeks or less. And unlike bank loans, which typically require a lengthy explanation of where the money will be spent, the choice is in the hands of the pensioner.

If you are in need of a large sum of funds quickly, and have a pension, a pension loan could be just the solution you are seeking. Be sure to do your research, since you’ll want to be confident you’re going with one of the best pension loan companies online today, and get started moving toward your dream of paying off those bills, going back to college or taking that once-in-a-lifetime vacation.

Jessica writes about a wide variety of topics. She especially enjoys writing about loans. You can learn more about pension loans at www.uspensionfunding.com

Thursday, April 7, 2011

Stock Carnival Ecstasy - April 7, 2011

SACRAMENTO, CA - NOVEMBER 6:  California Gover...Image by Getty Images via @daylife

Welcome to the April 7, 2011 edition of Stock Carnival Ecstasy.This time we have 13 great articles for you including one from Al Peters about taxes and the Capital Gains tax. Kenneth Sutherland goes over the advantages of using a Forex Robot for your trading business. And finally we have a poll on your ownership of commodities like gold and silver. Hope you enjoy the articles, bookmark, share, and come back next time.

Pinyo presents What Happens If Your Broker Goes Out of Business? posted at Moolanomy, saying, "Ever wonder what happens if your stock broker fails? Well, here's the answer."

Everything Finance presents Greening Tax Time and Filing Online posted at Talking About Green, saying, "Living to be more environmentally aware, or living green, can have so many benefits to your life and saving money is another reason (of course!)."

Pinyo presents What Happens If You Contribute Too Much To IRA Or 401k? posted at Moolanomy, saying, "Do you know what to do if you contributed to much to your IRA, Roth IRA, or 401k? If not, you have to read this and find out."

Al Peters presents What You Should Know About Capital Gains Tax And Your Property posted at TaxFix Feed Update, saying, "This articles explains about Capital Gains Tax And how to save property tax"

Wez Brown presents Ways Company Benefits Affect Your Tax Code posted at Tax Codes, saying, "This article explains how company benefits affect ones tax code and what he should do in such case."

other

Kenneth Sutherland presents Are You Seriously Not Using a Forex Trader Robot?! posted at Robots For Forex, saying, "Forex investing can make you very wealthy - fact. It's often unfairly overlooked by investors, but is potentially very lucrative indeed. For more, visit: http://www.robotsforforex.org."

Mallory Lynch presents 42 Items You Should Be Buying From the Dollar Store posted at Affordable Online Colleges, saying, "In the past decade, dollar stores have popped up in every neighborhood, large or small. Whether you live in an urban area with an independent dollar store or in the suburbs where dollar store chains roam free, there’s a good chance that you’re missing out on some serious savings if you’re walking buy the store without checking it out."

stocks

Alexander presents Dollar Cost Averaging and Dividend Stocks posted at Dividend Stocks, saying, "One of the best ways to build up a dividend portfolio is to make use of dollar cost averaging. This technique allows you to build up your income portfolio slowly, and it is something that almost anyone can participate in."

Darwin presents POLL: Do You Actually Own Gold or Silver? Why or Why Not? posted at Darwin's Money, saying, "Some considerations on the burdens and costs associated with owning gold and silver - beware!"

Kevin McKee presents Own Your Favorite Online Retailer ? Buy Amazon posted at Thousandaire, saying, "When you buy Amazon, you aren't just getting the most popular online retailer. You get all the small companies with growth potential they have acquired as well."

david conrad presents How To Choose Stocks Like The Experts posted at Trading Systems and Methods.

tips

Wez Brown presents Setting Up A Facebook Fan Page posted at Setting Up, saying, "This article shows you how to create and promote your own facebook fan page"

Ben Lewis presents Know How To Become A Self Employed Electrician posted at Being Self Employed Feed Update, saying, "This guide will help you learn what you need to do to become a self employed electrician"

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Share |

Technorati tags: , .


Thursday, March 24, 2011

Stock Carnival Ecstasy - March 24, 2011

Economic Fears Reignite Market SlumpImage by YoTuT via Flickr

Welcome to the March 24, 2011 edition of Stock Carnival Ecstasy.We have another great set of articles for our carnival with Everything Finance providing the 10 Investing Habits of Rich People. LaTisha D Styles in her Money Minute thinks we should short Best Buy. CBS Corporation (CBS) is currently on hold according to Steve. While Jim Yih looks at the Bear Market as an Opportunities for Tax Loss Selling. Hope you enjoy the carnival, bookmark, share and come back next time.

Pinyo presents How to Raise Your Credit Score with a Credit Card posted at Moolanomy, saying, "Credit card is not for everyone, but it could help you improve your credit score. Here are a few things you need to know about using a credit card to improve your credit score."

Katie Tellefson presents 10 Beautiful Places on Earth You Must Discover posted at Accredited MBA.

Everything Finance presents 10 Investing Habits of Rich People posted at Everything Finance, saying, "Embody the habits of the rich to enrich your own wallet!"

Chase Gugenheim presents How to Make the Most of (and Spend the Least) Being a Shopaholic posted at Construction Management Degree.

other

Mike Piper presents Roth 401(k) vs. Traditional 401(k) posted at The Oblivious Investor, saying, "Conventional wisdom says that the "Roth vs traditional" question comes down to tax brackets. Is that true?"

stocks

Nesher presents How you can beat Stock Market with Piotroski Strategy? posted at Internet Stock Trading for Beginners.

freesoftware presents Free Stock Ticker to Show Scrolling News and Scrollong Stock Prices posted at I Love Free Software, saying, "Free Stock ticker is a free software to show scrolling news and scrolling stock prices on your desktop. It comes handy to keep track of stock prices on your desktop."

LaTisha D Styles presents Money Minute: Short Best Buy posted at Financial Success for Young Adults, saying, "Reasons to short Best Buy's stock."

Steve presents CBS Corporation (CBS) Currently On Hold posted at FastSwings, saying, "CBS Corp has had a nice run but unless expectations are increased, the stock is on hold until earnings are released."

tips

Jim Yih presents Bear Markets Can Create Opportunities for Tax Loss Selling posted at Retire Happy Blog, saying, "As you look at your investment statements and are depressed about the markets, there may be a silver lining. Bear markets can create opportunities for tax loss selling."

Steve presents Don’t Get your Refund Early | 2008 Taxes posted at 2008 Taxes, saying, "Spending extra to get your tax refund quickly is not worth the costs of the loan provided."

Robert Moore presents Checking A Status On The 2011 Taxes posted at 2011 Tax, saying, "Getting the status of your tax refund is made easy by online tools provided by the IRS."

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
Share |

Technorati tags: , .


Friday, March 11, 2011

Stock Carnival Ecstasy - March 10, 2011

Exterior of the Internal Revenue Service offic...Image via Wikipedia

Welcome to the March 10, 2011 edition of Stock Carnival Ecstasy.This time we have some very good articles including one from Robert Moore about checking the status of your tax return with the IRS after you have filed. FIRE Getters takes a look at lessons from a successful investor. The Dividend Growth Investor likes Abbott Laboratories. And finally we have the Advantages of a Rollover 401k by Jackson. Hope you enjoy the material, bookmark, share, and come back next time.

Pinyo presents IRS Payment Plan: Help for Those Who Can’t Pay Their Taxes posted at Moolanomy, saying, "ax Day is rapidly approaching and you might find that you owe the IRS a tax bill that you can’t afford. So, whay can you do?"

Pinyo presents Automating Your Way To Wealth posted at Moolanomy, saying, "To build wealth you need not start out with a ton of money; however, you do need to start somewhere. Here's how you can do it automatically."

Harriet Gordon presents Trouble at the Workplace – Tips for Professionals to Cope posted at Human Services Degree.

Barbara Jones presents Change of Address: 10 Reasons Your Gas Bill is So High posted at Change of Address.

other

Jeffrey Weber presents 4 Reasons Retail Credit Cards Are a Bad Idea posted at Credit Card Wisdom, saying, "Retail credit cards are simply a bad idea in most cases. They encourage overspending (and increasing debt) while charging sky high interest rates and adding yet another bill to worry about every month."

Jeff Weber presents Benefits and Disadvantages of Balance Transfer Credit Cards posted at Smart Balance Transfers, saying, "Getting a credit card with a 0% rate is undoubtly a good way to save money on interest, but transaction fees and the tempation to add debt with a new credit line can be a major issue for some."

Robert Moore presents Checking The Status Of Your Tax Refund | 2011 Taxes posted at 2011 Taxes, saying, "Checking the status of a return can accomplished through the IRS website."

Steve Norman presents Tax Codes for 2011 posted at Tax Codes, saying, "Our guide to the new tax codes in 2011/2012, particularly the tax code 747L"

stocks

FIRE Getters presents How to Turn $5000 into $22 million? Lessons From One Successful Individual Investor posted at FIRE Finance, saying, "We can learn some basic tenets of investing from Anne Scheiber, who was an auditor at IRS and went on to become a multi-millionaire. Scheiber had a law degree, but because she was a woman, she believed that she had been thwarted in her desire to move up to a better job position at the IRS. She decided to get back by saving until she had a fortune and never give a penny of her profits to the IRS ..."

BST presents 7 Investments That Pay You Each Month posted at Best Stocks, saying, "Monthly dividend-paying stocks are different than quarterly-paying stocks in that they pay out dividends every month instead of every quarter."

Alexander presents Reporting Dividends on Your Taxes posted at Dividend Stocks, saying, "If you have earned money from dividends in the past tax year, you will need to report that income."

Dividend Growth Investor presents Abbott Laboratories (ABT) Dividend Stock Analysis posted at Dividend Growth Investor, saying, "PepsiCo is a dividend aristocrat which has increased distributions for 38 years in a row."

tips

Mike Piper presents Picking Mutual Funds: Don’t Just Look at the Winners posted at The Oblivious Investor, saying, "When researching mutual funds, many investors only look for characteristics common among winning funds. But that's only half the picture."

Tommy John presents What To Do With That Small Business Tax Refund That’s Burning A Hole In Your Pocket | 2010 Taxes posted at 2010Taxes, saying, "Paying some outstanding bills is the perfect way to utilize your small business tax refund."

Robert Moore presents Tips On Finding A Small Business Accountant posted at 2011 Tax, saying, "Finding the best business accountant can make a large difference in the success of your company."

Jackson presents Advantages of a Rollover 401k posted at 2009 Tax, saying, "Rollover a 401K to a traditional retirement plan to gain greater flexibility."

Judy Blackburn presents Mistakes To Avoid When Trying To Get Out Of Debt posted at Debt Consolidation, saying, "Changing your spending habits is very important in correcting your financial situation."

Steve presents 7 Investments Baby Boomers Should Consider posted at FastSwings, saying, "Retiring Americans might want to look at dividend reinvestment plans for their investing."

tutorial

Sun presents Emerging Market ETF: VWO or EEM posted at The Sun’s Financial Diary.

That concludes this edition. Submit your blog article to the next edition of stock carnival ecstasy using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Share |

Technorati tags: , .


Search This Blog

Infolinks In Text Ads and ShareThis